California Constructor Publishes Article by Jay Houghton on Cybercrime Insurance for the Construction Industry

California Constructor featured an article by Jay Houghton, “Building a Digital Defense: Why Owners and Contractors Need Cybercrime Insurance Now More Than Ever.” The piece, published in the magazine's May/June 2026 issue, examines how cyber risks have become a critical concern for owners and contractors as construction operations increasingly rely on digital tools and platforms. 

The article highlights why the construction industry has become a prime target for cybercriminals, explains the operational and financial consequences of cyberattacks, and outlines what cybercrime insurance typically covers—along with key exclusions that construction professionals should understand when evaluating coverage. Houghton also emphasizes why traditional insurance policies are often insufficient to address modern cyber threats. 

Houghton underscores the urgency of addressing these risks, writing:

“Cybercrime has emerged as an omnipresent risk because the industry now depends on digital tools to build projects. While many contractors still view cyberattacks as a remote threat, the reality is that digital vulnerabilities can be exploited to halt operations just as quickly as a catastrophic workplace injury. In short, cybercrime is no longer a remote risk; it is a current risk that owners and contractors must factor into their business operations.” 

The full article is available here.