MichaelKarol
Counsel
Corporate
mkarol@seyfarth.com
Mike knows the tools and the rules of complex finance—securitization, derivatives, securities, and the related regulation, delivering strategic legal solutions and efficient execution.
More About Michael
Mike has decades of experience advising banks, originators, borrowers, asset-backed commercial paper (ABCP) conduits, fintechs, hedge funds, and others on a broad variety of US and international structured finance, derivatives, structured products, lending, and securities transactions. He also regularly advises major financial institutions and other clients on securities, commodities, commercial, banking, and finance laws.
In the area of securitization and asset financing, Mike’s experience encompasses the full range of traditional and esoteric assets, including autos, mortgages, trade credit, whole business, insurance premium finance, life settlements, lottery receivables, motion pictures, royalties, litigation funding, capital commitments, merchant cash advances, solar panels, manufactured housing, marketplace lending, CLOs, and middle-market loans.
Mike has also structured and documented a variety of bespoke derivatives and structured products linked to credit, commodities, currencies, rates, ABS, mortgages, weather, and longevity, as well as repos, securities loans, participations, and similar products. On the regulatory side, Mike has helped clients navigate the Dodd-Frank Act, US and EU risk retention requirements, the Volcker Rule, the Uniform Commercial Code, capital and liquidity requirements, swaps, commodity pools, and consumer finance regulation.
In the area of securitization and asset financing, Mike’s experience encompasses the full range of traditional and esoteric assets, including autos, mortgages, trade credit, whole business, insurance premium finance, life settlements, lottery receivables, motion pictures, royalties, litigation funding, capital commitments, merchant cash advances, solar panels, manufactured housing, marketplace lending, CLOs, and middle-market loans.
Mike has also structured and documented a variety of bespoke derivatives and structured products linked to credit, commodities, currencies, rates, ABS, mortgages, weather, and longevity, as well as repos, securities loans, participations, and similar products. On the regulatory side, Mike has helped clients navigate the Dodd-Frank Act, US and EU risk retention requirements, the Volcker Rule, the Uniform Commercial Code, capital and liquidity requirements, swaps, commodity pools, and consumer finance regulation.
- JD, Georgetown University Law Center
- New York
Related Services
Related News & Insights
-
Attorney Publication
Jun 5, 2026
New York Law Journal Publishes Article by Henry Morriello and Michael Karol on Article 12 of the UCC and Secured Finance
-
Sponsored Events
Feb 22, 2026
Seyfarth to Sponsor SFVegas 2026
-
Seyfarth Event
Feb 4, 2026
Structured Finance Group Event - Finance Under Article 12: The Digital Awakening
-
Media Mentions
10/7/2025
Henry Morriello and Team’s Move to Seyfarth Featured in Multiple Leading Media Outlets
- Media Mention, "Seyfarth Shaw adds team of three lawyers led by Henry Morriello," National Mortgage News (October 17, 2025)
- Media Mention, "Seyfarth Shaw adds team of three lawyers led by Henry Morriello," Asset Securitization Report (October 17, 2025)
- Media Mention, "Seyfarth Snags Arnold & Porter Trio for Structured Finance Team," Bloomberg Law (October 8, 2025)
- Media Mention, "Arnold & Porter Finance Leader Joins Seyfarth With 2 Peers," Law360 (October 7, 2025)
- Media Mention, "Seyfarth Adds Structured Finance Co-Chair With Group From Arnold & Porter," New York Law Journal (October 7, 2025)
Mike knows the tools and the rules of complex finance—securitization, derivatives, securities, and the related regulation, delivering strategic legal solutions and efficient execution.
More About Michael
Mike has decades of experience advising banks, originators, borrowers, asset-backed commercial paper (ABCP) conduits, fintechs, hedge funds, and others on a broad variety of US and international structured finance, derivatives, structured products, lending, and securities transactions. He also regularly advises major financial institutions and other clients on securities, commodities, commercial, banking, and finance laws.
In the area of securitization and asset financing, Mike’s experience encompasses the full range of traditional and esoteric assets, including autos, mortgages, trade credit, whole business, insurance premium finance, life settlements, lottery receivables, motion pictures, royalties, litigation funding, capital commitments, merchant cash advances, solar panels, manufactured housing, marketplace lending, CLOs, and middle-market loans.
Mike has also structured and documented a variety of bespoke derivatives and structured products linked to credit, commodities, currencies, rates, ABS, mortgages, weather, and longevity, as well as repos, securities loans, participations, and similar products. On the regulatory side, Mike has helped clients navigate the Dodd-Frank Act, US and EU risk retention requirements, the Volcker Rule, the Uniform Commercial Code, capital and liquidity requirements, swaps, commodity pools, and consumer finance regulation.
In the area of securitization and asset financing, Mike’s experience encompasses the full range of traditional and esoteric assets, including autos, mortgages, trade credit, whole business, insurance premium finance, life settlements, lottery receivables, motion pictures, royalties, litigation funding, capital commitments, merchant cash advances, solar panels, manufactured housing, marketplace lending, CLOs, and middle-market loans.
Mike has also structured and documented a variety of bespoke derivatives and structured products linked to credit, commodities, currencies, rates, ABS, mortgages, weather, and longevity, as well as repos, securities loans, participations, and similar products. On the regulatory side, Mike has helped clients navigate the Dodd-Frank Act, US and EU risk retention requirements, the Volcker Rule, the Uniform Commercial Code, capital and liquidity requirements, swaps, commodity pools, and consumer finance regulation.
- JD, Georgetown University Law Center
- New York
Related Services
Related News & Insights
-
Attorney Publication
Jun 5, 2026
New York Law Journal Publishes Article by Henry Morriello and Michael Karol on Article 12 of the UCC and Secured Finance
-
Sponsored Events
Feb 22, 2026
Seyfarth to Sponsor SFVegas 2026
-
Seyfarth Event
Feb 4, 2026
Structured Finance Group Event - Finance Under Article 12: The Digital Awakening
-
Media Mentions
10/7/2025
Henry Morriello and Team’s Move to Seyfarth Featured in Multiple Leading Media Outlets
- Media Mention, "Seyfarth Shaw adds team of three lawyers led by Henry Morriello," National Mortgage News (October 17, 2025)
- Media Mention, "Seyfarth Shaw adds team of three lawyers led by Henry Morriello," Asset Securitization Report (October 17, 2025)
- Media Mention, "Seyfarth Snags Arnold & Porter Trio for Structured Finance Team," Bloomberg Law (October 8, 2025)
- Media Mention, "Arnold & Porter Finance Leader Joins Seyfarth With 2 Peers," Law360 (October 7, 2025)
- Media Mention, "Seyfarth Adds Structured Finance Co-Chair With Group From Arnold & Porter," New York Law Journal (October 7, 2025)