Pamela Devata Quoted in Chicago Tribune
"Should Job Applicants Have Credit Checked?"

Pamela Devata was quoted in the April 29, 2010 Chicago Tribune article, "Should Job Applicants Have Credit Checked?" The article reported on the debate over the use of credit checks in employment screening in Illinois. According to the article, the proposed Employee Credit Privacy Act of Illinois would prohibit employers from "discriminating against an individual with respect to hiring, discharging, employment, compensation… or privilege of employment because of the individual's credit history," or from "inquiring about an applicant's or employee's credit history." Defenders of employment credit checks say it's a way for employers to protect themselves against theft and fraud, but opponents contend that credit screening may make it difficult for some people to find work. The article also noted that bills seeking to restrict the practice have been introduced in the U.S. House of Representatives, the District of Columbia and 18 states.

According to the article, pre-employment credit checks have risen significantly over the years. In 1996, 19 percent of organizations said they used credit checks as part of the screening process, according to The Society for Human Resource Management. By 2003, that number had jumped to 35 percent, and by 2006, 42 percent. Pam commented, "I think the key is really the job-relatedness aspect. If the person doesn't have good judgment with regard to their own finances, why would you put them in a position of power with regard to a company's finances?" However, Pam added that credit histories are open to interpretation and she advises employers to give job candidates a chance to explain any problems that turn up.