Association Health Plans: Benefit of the Future or Blast from the Past?

An integral feature of a sustainable health plan is a large risk pool, which increases the likelihood the plan will contain a balance of healthy people paying premiums to offset sick people incurring claims. Large employers have a natural advantage in that they need to look no further than their employee (and dependent) population. Smaller employers (and independent contractors/freelance employees) have historically had a more difficult time finding affordable health insurance coverage.

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