Commercial Finance

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We treat your goals as our own at every stage of the transaction.

Not all paths to closing the deal are the same. Whether you are a borrower or a lender, an experienced hand can bring order to the moving parts of a deal, safeguarding your interests and the long-term relationships that allow businesses to thrive.


Our Commercial Finance attorneys keep client objectives in mind at every stage of a transaction, recommending straightforward approaches, loan structures, and financing options that can achieve those objectives in the shortest timeframe. From origination and negotiation to structuring and closing, our team regularly represents banks; credit unions; commercial finance, leasing, and insurance companies; hedge funds; venture capital firms and other nontraditional lenders; private and public lenders; and founders and CEOs.

Our attorneys work with local and national clients on both the lender and borrower sides, drawing on their experience in domestic and global deals in industries such as health care, manufacturing, professional service businesses, and real estate. Our Commercial Finance team has handled more than $20 billion in transactions of all sizes since 2013. Chambers USA recognizes our team as among the best in the Banking and Finance industry as well as in key states. We partner with national finance clients as well as local lending sources and we appreciate the nuances of both platforms.


We offer full service representation, from origination and negotiation to structuring and closing. In addition to our core lender and borrower representations, our lawyers have vast experience with a broad range of transactions and related issues, including:

  • Syndicated, club and single bank credit facilities involving asset-based loans and cash-flow loans
  • Senior secured and unsecured credit facilities
  • Mezzanine, second lien and other junior capital arrangements and related equity components
  • Equipment leasing transactions, including leveraged and synthetic leasing arrangements
  • Specialty financing, including health care financing and related regulatory issues
  • Acquisition financing, including leveraged buyouts and management buyouts
  • Loans involving employee stock ownership plans (esops)
  • Credit enhancements, including letters of credit and guaranties
  • Project and structured finance, including community development bonds
  • Workouts, restructurings and bankruptcy matters, including debtor-in-possession (DIP) financings


Clients engage with us because we are experienced, thorough, and efficient. We bring an experienced understanding of market terms and customs to drive a smooth process, helping clients close transactions efficiently and quickly, while carefully safeguarding their interests and long-term relationships.

Seyfarth’s commercial finance lawyers bring creativity to the deal process by using the firm’s service delivery resources, leveraging a thoughtful process and technology tools to streamline each transaction. This ensures overall value and consistent service delivery.

Our team frequently connects clients with other Seyfarth attorneys who can carry transactions through their full life cycles, including workouts, bankruptcies, and restructurings. For complex transactions, we create global, cross-disciplinary teams that include real estate, health care, tax, corporate, intellectual property, litigation, employee benefits, and bankruptcy attorneys to provide 360-degree counsel and solutions.